GoFund

How ready is your business for funding?

Every finance house looks at the same things: how long you've traded, what comes into the bank, how big the ask is, your paperwork and your credit record. Answer eight questions and see where you stand — and what would move you up.

18 months
R
Money coming into the business account, averaged over six months.
R
Does all trading run through a business bank account?
Signed annual financial statements
Are your SARS returns up to date?
Any judgments or defaults in the last two years?
Do you invoice customers who pay later?
Do you hold a confirmed order or contract you need to fund?

Your readiness

80out of 100

Your business looks ready to apply.

EarlyBuildingGoodStrong
  • Trading history20 / 25
  • Monthly turnover17 / 20
  • Size of the ask8 / 15
  • Business bank account10 / 10
  • Financial statements5 / 10

    Signed annual financial statements open banks and term lenders. An accountant on our panel can prepare them.

  • Tax compliance12 / 12
  • Credit record8 / 8

Products that fit what you've told us

  • Business funding — Your trading history and turnover fit the entry level of working capital funding.

Our finance-house panel is being onboarded. Apply now and we'll match your file as each finance house confirms its criteria with us.

Start my applicationHow an accountant can help

A guide to readiness, not a credit decision. Only a finance house can approve funding.

GoFund prepares and submits applications on your behalf; it is not a credit provider. Every amount, rate, turnaround and qualifying rule belongs to the finance house concerned, differs between them, and can change without notice. Only a finance house can approve credit.