Home loans
A bond to buy, switch or refinance a home. About ten minutes. Answer what you can and you'll see your document checklist straight after.
What most finance houses look for
- An income you can prove: 3 months of payslips, or 2 years of financial statements if you are self-employed
- An instalment of about 30% of gross monthly income or less
- Your credit record, with any judgments declared up front
- South African ID, or a passport and valid permit
Missing something? Apply anyway. We tell you what's needed, and an accountant on our panel can prepare financial statements.
- Free to customers
- GoFund is paid by the financier, not you. No application fee, no success fee.
- Paid by the financier
- Only when your funding pays out. How much
- Matched on their rules
- We submit only where your file meets the finance house's own criteria, not where we earn most.
- Not a credit provider
- We prepare and submit for you. Only a finance house approves credit.
GoFund prepares and submits applications on your behalf; it is not a credit provider. Every amount, rate, turnaround and qualifying rule belongs to the finance house concerned, differs between them, and can change without notice. Only a finance house can approve credit.